| Dear Friend,
It was a bad week for the market (the Dow rose, but only because of Nike's blow-out earnings report). SPY fell 1.3% and SVXY did even worse, but all three of our portfolios based on individual stocks we like (COST, FB, SBUX, and NKE) managed to make gains, with Vista Vally picking up 14%. Enjoy the full report
Terry
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