| Dear Friend,
It was a crazy holiday-shortened week with large gains and then some retractions, the kind of market we generally don't like. However, our composite portfolio average notched a wonderful 4.1% gain for the week. Enjoy the full report.
REVISION: Page 2 had cut off some of the text, which should now be viewable. A special thanks to those readers who brought the problem to our attention, and thank you to all of our readers for your patience.
Terry
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