We know the pandemic is disconcerting and people are using an abundance of caution in staying close to home.
With SNAPPY'S SNAP App process, a client can apply for Life Insurance without you having a face-to-face meeting with them; in fact, you don't even have to collect a "wet ink" signature from them.
Here's how it works.......... - Talk with your client on the telephone, enter their data into our SNAP App system, click to submit (that'll take all of about five minutes of your time)!
- Our back office, will then call your client, complete the formal Application for Insurance on your behalf and submit the Application to the carrier.
- That is the extent of your involvement unless you want to deliver the policy in person.
We have 9 household name carriers on the platform; but, today, two may be of interest to those who want to avoid all personal contact: 1) Savings Bank Life (SBLI) - a client between the ages of 18 to 49 can purchase up to $500,000 of Term Life or Whole Life Insurance WITHOUT the need for an Exam or Labs (some companies may offer that to very healthy clients but SBLI Guarantees that no Exams or Labs will be required). A client between 50 to 60 can purchase up to $500,000 of Term Life or Whole Life Insurance WITHOUT the need for an Exam or Labs IF they have had a Routine Annual Exam from their Primary Care Provider within the past 24 months. 2) Pacific Life - a client between the ages of 50 to 69 can purchase up to $1,000,000 of Term or Perm Life Insurance WITHOUT the need for an Exam or Labs IF they have had a Routine Annual Exam (including Labs) from their Primary Care Provider within the past 18 months.
3) Other Carriers where an exam may or may not be required:
AIG* American National* Banner* John Hancock* Mutual of Omaha Protective Life Prudential* *Our back office/call center completes application. Interested?There are two steps involved to get started:
1) Log into our SNAP App System and start your SNAP App application. 2) Never used SNAP App, we can call you and help you complete the registration for our SNAP App process and walk you through your First Case. If you have any questions please give Vesna and me a call, we would be glad to answer any questions you may have.
Please remember that all of our Medicare Supplement Companies also offer you an electronic way to submit your application.
These are trying, difficult times. But remember what insurances offer - Guarantees and Peace of Mind. Events like we're experiencing serve as somber reminders of the importance of fixed insurance. Your clients need to hear from you.
Chris Hollmann President International Brokerage Agencies, Inc. | 
