Subject: SNAPPY's News Bits September 10

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SNAPPY'S News Bits

Your latest News Notes on what is current at IBA
SNAPApp
Our SNAP App process allows you to Drop your Client's Application in under 5 minutes.
  • AIG
  • Legal General (Banner)
  • Pacific Life
  • Prudential
  • John Hancock
  • Mutual of Omaha
  • Protective
  • SBLI
September is Life Insurance Awareness Month

This year across, model and mom Brooke Shields will be the spokesperson for Life Insurance Awareness Month.  Her message will be "Protecting my family financially means everything to me. That's why I have Life Insurance, and you should, too."  Life Happens has developed resources you can use to promote awareness month.  Also, over the next several weeks we will be sending out information from our carriers to assist you in promoting it.  

If you have any questions please send us an email or call us.
Updated HIPAA form required for paper applications

Aetna recently updated the required health information authorization (HIPAA) form in both our paper sales kits and online enrollment tool.

Starting September 16, 2019, any applications received with an old version of the HIPAA form will be considered "not in good order" and processing will be delayed. Agents will have 10 days to submit the current HIPAA form. If we do not receive the form by that deadline, we will close out the application.

IBA has updated out applications package's on www.ibatx.com and have ordered you a small supply of new applications.
Learn more about the life insurance application process

Congratulations for taking the important step to protect your family with life insurance. We are here to help explain the process and steps you need to complete for an easy and successful application experience.  Life insurance agents have shared with us some of the most common questions they receive from their applicants during the process. Since you may have some of the same questions, we are providing more information to help you learn more about the life insurance process.

  1. There is also a video that might answer some of your questions: you can view it here.
  2. Find other FAQs about what to expect during the application process.

Return of Premium Product

As of September 30, 2019, Return of Premium Term will no longer be available.

Guaranteed Refund Option Rider

Provide your clients flexibility for the future with United of Omaha's Guaranteed Refund Option Rider.

United of Omaha includes this rider automatically on qualifying IUL or GUL policies.  For more information click here.
Sales Idea

Last week we sent out a Sales Idea about Divorce Decree's - Alimony why not expand on this Idea and suggest that your client use the same philosophy for Life Insurance for Child Support or Mortgage Insurance. To view last weeks sales idea click here.

If you would like to discuss this idea or any other please give us a call at (817) 752-4980 or (972) 437-2040.
International Brokerage Agencies, Inc., PO Box 1345, Joshua, TX 76058, United States
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