Subject: Major Vaping Changes Happening

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Major E-Cig changes happening in a few weeks
Write them NOW!
e-Cigarette Change

With the recent attention, it is time for Prudential to change and classify e-cigarette vaping as a smoker and reduce the overall risk exposure to the company.  Effective with applications dated 10/21/2019 and later, users of e-cigarettes will be treated as smokers and be treated the same as cigarette smoking guidelines.  Prudential will honor any application that has already been written prior to that date and will continue to consider those applicants as non-smokers. 
e-Cigarettes or Vapers = Non-Tobacco rate?

Give us a call to discuss any clients that you have as current e-cigarette or vapers.  If your client meets certain conditions, they may qualify for a Non-Tobacco rate with one of our companies.

If you would like to discuss this topic or any other please give us a call at (817) 752-4980 or (972) 437-2040.
International Brokerage Agencies, Inc., PO Box 1345, Joshua, TX 76058, United States
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    This is an online snapshot of a newsletter created by the owner of SNAPPY's News Bits (International Brokerage Agencies, Inc., PO Box 1345, 76058 Joshua, United States) and sent via GetResponse on 2019-10-15. Report abuse