So you want to start an insurance agency. But you're not sure how to do it. There are many benefits to being an agency owner vs being an independent agent or contractor. One example is tax liability. It's cheaper to pay taxes as a company (LLC, Scorp, Corporation, Etc)  than a sole proprietor. Speak with an accountant to discuss what option works best for you. Also, the sense of pride you will feel when owning a company. Creating a legacy to pass down to your family.