Once, on a financial radio show, a caller sought advice:

"In a few months, the recession destroyed more than 50% of my savings!

It took me 11 years to accumulate everything.

What should I do now?"

Wanna know what the host's answer was?

Stick to the plan.

Recommit.

Rebuild.

I read the above story in a book once and it infuriated me.

So, the typical advice failed this poor soul...

...leaving them in tatters after 11 years of hard work...

...and the eggspert's suggestion was to start all over again?

Pardon me but that's a load of bull manure.

Why?

Because it's based on hope.

Hope everything will be OK...

Hope the economy will hold...

Hope we won't go through another recession...

Good luck basing your future on hope.

Personally, I no longer hope for a situation to improve. I advise my students to do the same. After all, we've found something that works way better than "hoping".

Do you want to know what that is?

Just go here and check it out.

Sincerely,

Ricardo.