Hello Friend,

Having a  family is very challenging when it comes to budgeting. It’s like taking another full-time accounting job. Ensuring cash flows in and out of the family should be well-managed. With this, you can avoid finding yourself in a pile of debt when an emergency arises.

So, one easy way to do this is to check and monitor how much is allocated to every monthly expense you have. This will give you a realistic and real-time estimate that is reliable and accurate.

Ask yourself:

• How much each item on your list actually costs you per month?

• Do I need or want this item?

Of course, this will matter a lot when you’re budgeting.

Figuring this out can save you a lot of money.