Nearly every entrepreneur I know says they work longer hours as a small-business owner than they did when they worked for someone else, since the average startup founder's mantra is, "If it is to be, it's up to me."

Nearly every one also admits they worry more about their income than they did when they were employees. After all, have a bad week at your job and you still get paid.

Long days, long nights, long weekends, with potentially little financial reward to show for all that effort, especially early on?

Sounds like the perfect recipe for burnout.

Yet a new study just published by payroll, benefits, and human resources software firm Gusto shows burnout is actually one of the main reasons why mid-career workers (ages 35 to 54) start their own businesses. While nearly half of younger workers (ages 25 to 34) said they were quitting their jobs in hopes of making more money as business owners, 46 percent of mid-career workers said they started their own businesses because they felt burned out by their jobs.

The Centers for Medicare & Medicaid Services (CMS) recently issued a proposed rule that would require disclosure of private equity (PE) or real estate investment trusts (REITs) ownership, managerial, and other disclosable information for Medicare skilled nursing facilities (SNFs). The proposed rule also includes recommendations for comparable requirements for Medicaid nursing facilities (NFs) at the state level. If finalized, the proposed rule would likely increase the complexity of transactions involving PE or REIT ownership of SNFs and increase the reporting burden of PE or REITs with existing ownership interest in these facilities.

The timing of this proposed rule, according to CMS, is purposefully aligned with the Biden Administration’s recent initiative to improve the safety, quality, and accountability of nursing homes. The proposed rule also complements other recent CMS efforts intended to strengthen provider enrollment rules to “stop fraud before it happens” and stop playing “pay and chase” with individuals and organizations that the agency views as posing an undue risk of fraud, waste, or abuse to the Medicare and Medicaid programs. 

All self-made millionaires had to start somewhere.

Much of their transformation from ordinary to seven-figure status can attributed to "rich habits," a term coined by Thomas C. Corley, who spent five years researching the daily habits of 177 self-made millionaires.

"From my research, I discovered that daily habits dictate how successful or unsuccessful you will be in life," he wrote in his book "Change Your Habits, Change Your Life."

"There is a cause and effect associated with habits. Habits are the cause of wealth, poverty, happiness, sadness, stress, good relationships, bad relationships, good health, or bad health."

The good news is that all habits can be changed, Corley said. Here are a few "rich habits" of self-made millionaires that you can start developing today.

1. They read consistently. 

The rich would rather be educated than entertained.