Subject: Get YOUR Student Loan Questions Answered!

Learn what you should be doing before your student heads off to college and understand your loan options before applying.

Lending an Ear

A weekly guide to financing college.

July 16, 2023

Insurance for College Students

Before sending your student off to college, make sure you read HERE about insurance plans to consider, including tuition insurance to protect your investment.

Know Your Student Loan Options

Now is the time to apply for student loans. Before you commit to a lender, make sure you've reviewed your options and understand what you're signing for. Read more HERE.

Get Your Student Loan Questions Answered!

Please Join Us for This Special Event:


Ask the Experts Live:

All About Parent/Student Loans and Finding the Best Rate


Featuring Road2College Founder Debbie Schwartz

& Juno Co-founder Chris Abkarians


Monday, July 17, 2023, at Noon (ET)


Come with your questions or send them ahead of time HERE.

(Preference will be given to questions submitted in advance.)


Don’t Miss this Opportunity to Learn How to Get the Lowest Student Loan Interest Rates Before Tuition Bills Are Due!


Join with this LINK on the day of the event!

(No registration or password required.)

Private Lender Suggestions

(Variable APRs as of 7/12/2023)


Note: We recommend you borrow federal student loans first. Once you've exhausted your federal loan eligibility, carefully compare your options from private lenders. 

 

➡️ Ascent (Cosigned) 5.94% - 15.83%*

 

➡️ SoFi 5.49% - 13.97%*

 

➡️ College Ave 5.29% - 15.99%*

 

➡️ Sallie Mae 6.12% - 16.45%*

 

➡️ Citizens (through Credible) 5.98% - 14.05%*

 

*Rates are based on automatic payment discounts of 0.25 percentage points. 


Before you commit to a private lender, check out Juno to see if you're getting the best loan rate available for your credit profile.

We're Here to Help You!

📊 Download our FREE Student Loan Comparison Spreadsheet.


🐻 Use Mama Bear Legal Forms to make sure you can help your student in an emergency. Enter promo code Road2College & save 20%.


💰 Compare your student's college offers to what other student's have received with our FREE Compare College Offers tool.


🎓 Protect your college investment with GradGuard tuition insurance.


📽️ Watch our popular Financing College videos.


💻 Join our free PFC101 Facebook group and connect with other parents on the paying for college journey.


Download our FREE Student Loan Tip Sheet.

Lending an Ear

 Q & A

Community Question: For the federal Unsubsidized loan, can we pay the interest as we go? Is the interest fixed until graduation? For example if it’s 5.5% now, would it be the same for the next 4 years?


Answer: You can pay any amount towards federal loans while in school. There is no penalty for paying early. The interest rate is set each year for federal loans and that interest rate will stay the same over the life of the loan.


Have a question of your own? Submit it here, then check back each week as we highlight the most pressing questions and share our advice.

Our R2C Content Team is dedicated to helping families navigate the

ever-changing world of college admissions and financing. 

Lending an Ear is written & edited by Becca Blauch.

Disclaimer: The information provided in this email is for general informational purposes only. Road2College is not a financial advisor or planning service, and as such, cannot be held responsible for any direct or indirect circumstances. Please consult a licensed financial professional before making any financial decisions. Road2College may receive compensation from products and links featured in this email. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding.
Road2College may receive affiliate compensation on items purchased through our links.