Subject: College Life Teaches Post-College Life a Lesson

How six key factors during college influence life after college

Living with College Roommates: Sink or Swim


Living with roommates in college is different than sharing a room with your kid sister or brother. (And hopefully A LOT different than sharing a room with John Candy!)


For many students, it's just another thing about college that they have to adjust to, and if you have suggestions about how to make the situation easier and more pleasant, all the better.


(Hint: There are lots of skills involved, like negotiation, compromise, and tolerance.)


Click here to find some advice on how to prepare for having and being a good roommate.

Key College Experiences Are Key to Success Post-College


A recent Gallup survey found that six college experiences, in particular, are key in having a positive impact on students' post-college life.


Yes, we said "experiences," not Olympic-sized pools or gourmet food in the dining halls.


Can you guess what they are?


Hint: One is finding a mentor.



Learn about the rest here.

30 Days or Less to Pay the College Bill


For most families, it's less than 30 days away from paying their student's fall semester bill.


If you still need to figure out loans, you have time, but you need to act NOW.


The first order of business is...


Make sure your student ALWAYS maxes out the federal student loans.


If you still need more, you'll want to compare private student loan rates to the Parent PLUS loan, which is 6.28% plus a 4.228% origination fee, equaling an APR of 7.25% (the interest rate to compare private loans rates to).


With less than 30 days till the college bill is due, we suggest you apply directly to several lenders to get your actual interest rate, as opposed to a prequalified rate.


If borrowers apply to several lenders within 30 days, multiple credit checks are viewed as one credit pull by the bureaus. Credit bureaus know borrowers shop for rates, and they don't want to discourage that.


Below are lenders we recommended you check with to compare rates (as well as other features like cosigner release requirements and repayment options).


LENDER I VARIABLE RATES (APR)


Ascent (Cosigned) 1.85% - 10.35%*


SoFi 1.11% - 11.22%*


CommonBond 3.78% - 9.34% *


College Ave 0.99% - 11.98%*


Citizens Bank 1.03% - 10.24%*


Sallie Mae 1.13% - 11.23%*


LendKey as low as 1.49%*


*Variable rates as of August 17, 2021. Rates are based on automatic payment discounts of 0.25 percentage points.



My goal is to provide affordable services, insightful information and a support system so your family can make more informed decisions about college.

Feel free to respond to this email with any questions you have.

Debbie Schwartz

Founder, Road2College

I'm a parent, like many of you, navigating college admissions and paying for college. With an expertise in personal finance, analysis, and marketing, I'm working to give families the information and tools to make smarter financial college decisions.

Road2College may receive affiliate compensation on items purchased through our links.
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