Subject: Applying, Not to More, But More Intentionally

Tipping the scales in your student's favor.
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Tipping the Scales
When it comes to applying to colleges, the idea is not to apply to as many as you can, but to be as thoughtful and strategic as you can when applying. 

There are definitely considerations to keep in mind as you figure out how many colleges are good for your student to apply to. (And yes, cost is one of them.)

Read the article here to find out what else should take precedence.

What to Know Before You Cosign on the Dotted Line

No parent ever willingly refuses to help their child, however, when it comes to cosigning a loan, there are things to consider that could impact you both...and it might not be pretty. 

Before you say "yes" to the "dress," so to speak, know what you might be getting yourself into financially.


What's Up Ahead on the Road...

If your child will be heading to campus this fall, the last thing you want to think about is COVID...but, you know it will be on your mind. 

And, if they eventually need to leave their dorm room or apartment to quarantine, a bag that is pre-packed (something we've heard referred to as a "Go Bag") with some essentials they will need will make a stressful situation a lot less stressful. 

Here are some of the things parents have recommended to include in the bag: 
  • Toiletry items
  • Over the counter medications such as: Tylenol, Cough Medicine, and Vitamins
  • Blanket, Sheets, and Pillow Case
  • Bath towel
  • Tissues
  • Hand sanitizer
  • Disinfecting spray
  • Additional face masks
  • Printed phone list and emergency contact information 
  • Medical Insurance Card
Compare Rates Among Lenders

If you need to borrow money to pay for college, now is the time to gather as much information as you can before you're pressed to make a decision of where to borrow.

In other words, this mama says "You'd Better Shop Around."

If you're at all worried that applying to multiple lenders will make a big dent in your credit score, don't be.

When you apply for the same type of loan within a few weeks the credit bureaus know you are shopping for rates, so there's very little effect on your credit score.

We've done our own informal study and found that the lenders offering the lowest rates were College Ave Student Loans and Sallie Mae.

Use the links below to get prequalified and/or submit an application to find out the interest rate you'll receive.

LENDER I RATES (APR)
__________________________

SoFi I 1.90% - 11.66%*ª
$250 bonus towards loan principal

CommonBond I 5.77% - 9.43% *

College Ave I 1.24% - 11.98%*

Citizens Bank I 1.25% - 10.57%*

Sallie Mae I 1.25% - 11.15%*

LendKey I 1.25% - 11.76%*
LEARN MORE
_______________________

Get info on SoFi
 


*Variable rates as of 7/31/20, fixed rates may differ.
ªRoad2College followers will receive a $250 principal pay down when taking out a SoFi loan only when applying through this link. 

My goal is to always provide you with affordable services, insightful information and access to actionable data to help you make more informed college decisions.

Feel free to respond to this email with any questions you have.
Debbie Schwartz
Founder, Road2College
I'm a parent, like many of you, navigating college admissions and paying for college. With an expertise in personal finance, analysis, and marketing, I'm working to give families the information and tools to make smarter financial college decisions.
Road2College may receive affiliate compensation on items purchased through our links.
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Debbie Schwartz, Road2College, 19072, Narberth, United States
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