Subject: Alternative Student Loan Options

Learn about student loan programs through your state and what kind of interest free loans are available.

Lending an Ear

A weekly guide to financing college.

June 2, 2024

Your State May Offer Student Loan Options

Most families only apply for federal and private student loans, but your state may have their own loan program with low interest rates and other benefits. Read more HERE.

Are Interest-Free Loans Available?

An interest-free loan is a loan that has no interest and no fees. If you borrow $500, you pay back $500. Nothing more. Learn more HERE.

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Student Loan Basics


Thursday, June 6, 2024

8:30pm (ET)

Our Private Lenders Suggestions

(Variable APRs as of 5/30/2024)


Note: We recommend you borrow federal student loans first. Once you've exhausted your federal loan eligibility, carefully compare your options from private lenders. 

 

➡️ Ascent (Cosigned) 6.24% - 15.85%*

 

➡️ SoFi 5.74% - 14.30%*

 

➡️ College Ave 5.59% - 16.85%*

 

➡️ Sallie Mae 6.37% - 16.70%*

 

➡️ LendKey as low as 6.07%*

 

➡️ Citizens (through Credible) 6.98% - 15.04%*

 

*Rates are based on automatic payment discounts of 0.25 percentage points. 


Before you commit to a private lender, check out Juno to see if you're getting the best loan rate available for your credit profile.

We're Here to Help You!

📊 Download our FREE Student Loan Comparison Spreadsheet.


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💰 Compare your student's college offers to what other student's have received with our FREE Compare College Offers tool.


🎓 Protect your college investment with GradGuard tuition insurance.


💻 Join our free PFC101 Facebook group and connect with other parents on the paying for college journey.


📕 Check out Buying College Better to learn how to reduce out of pocket college costs.


🎁 Save 10% off diploma frames and treat your student to a graduation gift with DiplomaFrame. Use coupon code ROAD2COLLEGE for your discount.

Got Questions About Paying for College?

We're Lending an Ear and Answering!

Submit your questions here, then check back each week as we highlight the most pressing questions and share our advice.

Our R2C Content Team is dedicated to helping families navigate the

ever-changing world of college admissions and financing. 

Lending an Ear is written & edited by Becca Blauch.

Disclaimer: The information provided in this email is for general informational purposes only. Road2College is not a financial advisor or planning service, and as such, cannot be held responsible for any direct or indirect circumstances. Please consult a licensed financial professional before making any financial decisions. Road2College may receive compensation from products and links featured in this email. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding.