Disclosures:
Ascent Funding loans are funded by Bank of Lake Mills or DR Bank, each Member FDIC.
1Eligibility for the AscentUP platform requires that an applicant be enrolled in an Ascent approved institution who has been conditionally approved for an Ascent loan, either as the borrower or through a parent, grandparent, guardian, or sponsor. Ascent’s graduate student loan applicants and consumer loan applicants qualify for access to the AscentUP platform if their approved school has granted access. All Ascent borrowers have access to free AscentUP resources through the AscentConnect mobile app and are eligible to apply for the AscentUP Internship Program. Eligible students must agree to the AscentUP terms of service and privacy policy before accessing the AscentUP platform. Please note that eligibility criteria and program terms are subject to change.
2 Rates displayed above are effective as of 08/01/2024 and reflect an Automatic Payment Discount of 0.25% for credit-based loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loan Terms and Conditions. The final amount approved depends on the borrower’s credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information. Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with the highest average credit scores. Actual APR offered may be higher or lower than the examples above, based on the amount of time you spend in school and any grace period you have before repayment begins. Loan products may not be available in certain jurisdictions. Certain restrictions, limitations, terms and conditions may apply.
31% Cash Back Graduation Reward subject to terms and conditions, click here for details. 1% Cash Back Reward amount dependent upon total loan amount for Ascent college loan borrowers; approximately $365 average reward amount based upon eligible borrowers who received Cash Back Rewards in 2023.
4Automatic Payment Discount of 0.25% available for Credit-Based Loans and Bootcamp Loans and an Automatic Payment Discount of 1.00% available for Undergraduate Outcomes-Based Loans. Learn more at AscentFunding.com/Ts&Cs.
5Loan features and information advertised are valid as of 8/01/2024 and are subject to change at any time. Loans are subject to individual approval. Restrictions, terms, and conditions may apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs.
6See full eligibility requirements at AscentFunding.com/BorrowerBenefits. Student borrower must make the request to release a cosigner directly with Launch Servicing or the loan holder. The option to apply to release the cosigner is only available to student borrowers who are U.S. citizens or have U.S. permanent resident status or DACA students and is not available to students who are not a U.S. citizen or U.S. permanent resident.
