Subject: GLK Law - Covid-19 Business Interruption Claim Assistance

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COVID-19 UPDATE

Trust GLK With Your Covid-19 
Business Interruption Claims
If your business has property damage or business interruption insurance and it has been adversely affected by the public closures due to COVID-19, it is important to have an insurance coverage attorney review the policy to determine if your carrier should approve your claim.

Impacted businesses include but are not limited to:
  • Restaurants & Chains
  • Bars & Night Clubs
  • Car & Boat Dealerships
  • Dental Practices
  • Surgeon / Doctor Offices
  • Dermatology Practices
  • Law Firms
  • Medical Groups
  • Theaters
  • Comedy Clubs
  • Museums
  • Concert Halls
  • Sports Areas & Stadiums
  • Retail Establishments
  • Hotels / Lodging
  • Travel Companies
  • Film & Entertainment
  • Shipping / Logistics
  • Import / Export
  • Other Similar Businesses

Even if you received a denial from your insurance carrier or have a “pandemic” or “viral” exception, our legal team may be able to assist you. 

Law Firms: If your clients' are in need of assistance with business interruption claim denials, you can trust our firm to take care of your clients.
Over 900 Million Recovered for Our Clients
Helping New York & New Jersey Victims for Over 30 Years
Does Your Business Interruption Coverage 
Policy Cover Covid-19?
Your insurance policy may also include language that covers losses resulting from “civil authority closures” – a special coverage for lost business income when your business was ordered to be closed or shut down by a government entity. There are many court decisions that make a strong case that business losses sustained as a result of government-ordered business closures due to the COVID-19 pandemic will be covered by civil authority coverage – especially since the current shutdowns have been ordered by civil government authorities.

Both small and large businesses are no doubt going to suffer staggering losses caused by the coronavirus outbreak. Insurance companies will try every excuse to avoid covering these losses. As a business owner, you expect to get protection when you purchase business income insurance coverage. You pay your premiums year after year for protection if you are unable to continue normal operations. You deserve an advocate to make sure your insurance company is held up to their end of the bargain.

Some Insurance Companies with no Virus Exclusion Include:
  • CNA-Continental Casualty
  • Society Insurance
  • Certain Underwriters at Lloyd’s London
  • Owners Insurance Co.
  • Topa Insurance Co. 
  • Chubb Limited:
  • Aspen American Insurance Co.
  • Oregon Mutual’s Businessowner’s Coverage
  • Cincinnati
  • State Auto
  • and Others
This list is not exhaustive and if you are unsure of your policy coverage, please contact us to review your particular policy and claim. 
Call Us Now!
If you have any questions about your business regarding COVID-19 or to see how we can help, please call or email Gersowitz Libo & Korek, P.C.

Stay safe and healthy.
Gersowitz Libo & Korek, PC

111 Broadway, 12th Floor
New York, NY 10006

157 Engle Street
Englewood, NJ 07631

132 North Main Street, 1st Floor
East Hampton, New York 11937

Phone: (212) 385-4410
Toll-free: (800) 529-9997


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Jeff Korek, 111 Broadway, 12th Floor, New York, NY 10006, United States
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