==============================
I've released free lotto predictions on my blog
today from my secret Lotto-80 membership site!

Take a look here: http://thelottolife.com
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I love debt - it motivates me (more on that in tomorrow's
newsletter). But many folk don't get the same crazy thrill living
on the edge.

Most people want to quit debt worries fast. Not only does debt
take a lot of fun out of life, it also prevents them from taking
vacations when they want to, giving gifts to family, and buying
luxury items to make life fun.

So while you're waiting for a lotto win to knock over your debt
mountain, why not get started on getting rid of it permanently
and fast!

This is something you can get started on today for 2012, and the
benefits will flow on for the rest of your life.

A while back I revealed my method for reducing debt fast, but
I've since discovered a new twist that makes it even better.

Back then I've recommended that you pay off the smallest debts
first. And as each debt is finished, you put that extra payment
to the next largest.

This still applies, but you can now do it in a more efficient
way. Here's how 'Kill Bills V2.0' works:

1. Make a list of all the consumer debt you have. That doesn't
include day-to-day expenses like food and rent.
2. Now, beside each item write down your monthly payment.
3. Divide that monthly payment into the main total for each one.
This will give you a ratio that prioritizes your debts far more
efficiently.

Here's an example...

----------Loan Bal. -----Monthly -----Ratio
House ---$100,000 -----$1500 -------66
Car ------$12,000 ------$500 --------24
Visa -----$7,000 --------$350 --------20
Loan -----$5,000 -------$200 --------25


Now, choose the payment with the lowest ratio. In this example
above, it's the Visa card with a ratio of 20. Use any extra
income to pay that card off first. For example, you might find
you're able to pay $600 a month in total off your Visa. That's an
extra $250 a month. This means that the card will be fully paid
off in around 11 months.

Here's where it starts to get better.

Now take that monthly Visa payment of $600 and use it to pay off
the next low ratio item... in this case the car with 24 ratio.
Because of the extra payment, you're now able to pay $1100 a
month off the car, which means that it will be fully paid off in
just a further 6 months!

Here's why it works...

Because you've been paying the car off at a regular amount
already, it has a reduced balance of $6,500 after you finish
paying the Visa card. So now paying the car back at $1100 a month
lets you pay it off completely in 6 months.

Now that you don't have the car payment, you have a total of
$1600 a month (ex-Visa and ex-car payments) free to apply to the
next low ratio, the loan of $5,000.

On and on it goes, rapidly speeding up until at the final loan -
your house - you have over $3,000 a month to apply to that
amount. Surprise - it will take only a little under three years
to pay back that mortgage! Now you're completely debt-free, and
altogether it's probably taken you less than 5 years! Most people
are amazed at the speed at which it works.

Five years is good - but to do this even more quickly, you'll
need a little extra income to put towards the payments.

If you have some spare money over after the monthly payments,
great. If you don't, look for ways to increase your income by
reducing some expenses. Or better - increase your income.

Why not become an affiliate for the Silver Lotto System... this
will bring you up to US$60 a sale. A few of these sales a week
will make quite a difference to your income. One of my top
affiliates has earned over $30,000 in one week. My affiliate page
is here: http://www.lottoaffiliatecenter.com/

There are two success secrets for reducing your debt...

SECRET #1: Once you've decided you are going to pay down your
debt, don't SPEND. Any further spending will just increase the
time it takes you to clear everything.

SECRET #2: Daily, visualize the life you going to have free of
debt. This is important because it gives you the incentive to
carry on when times are tough. Also reward yourself after each
major success. Go out to dinner, buy or sell something special...
just make sure that you celebrate at each stage.


If you've taken the time to read and work out this system, you
are 99% ahead of the rest of the population who will never be
free of debt for most of their lives. Enjoy!

---
Hi Ken;
...I followed your advice... I WON $100,000.00!!!!!!
on my second try. Your system works and your tips
are very important to follow. I'm continuing to play
and expect to win again. I'll write again when I do.
Thanks for a system that works.
Regards, Ron
Rlp*****@yahoo.com

---
Ken, I bought your system a couple of years
ago... Since then computer crashed ,new
computer, changed internet carriers, etc,
etc. Anyway still kept trying the system
and 2 weeks ago won 2nd division powerball
$100,000.00...
Thanks
Phil F.**
pfu****@vtown.com.au
---

If you've won any prize using my system - no matter how small
(but bigger the better!) - share your good fortune with us here:
http://thelottolife.com/winners

And don't forget to see today's predicted games from my secret
Lotto-80 membership site here: http://thelottolife.com.

Follow Me on Twitter: twitter.com/kensilver


Make Every Playday a Payday!
Ken Silver
"Helping Lotto Players Become Winners Since 1991"
---
Instant Help:
http://askken.freshdesk.com
---

Enjoyed these tips? Why not share this newsletter with friends or
family? Forward this email to them, or send them this link to
sign up: http://www.silverlotto.com/#ezine


MY PRODUCTS:

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ABOUT ME: Ken Silver

I've been selling my ebooks online since 1995 and helping others
achieve lottery success through my best-selling Silver Lotto
System, a unique program which I developed in 1991. There are
hundreds of testimonials on my websites which prove that anyone
can win a lottery prize in almost every lotto game in the world
using my systems.

I've also written several top-selling ebooks in other markets,
including the million-seller "eBook Secrets."

If you have bought one of my systems and want to resell my
products, see my Lotto Affiliate Center at
http://www.silverlotto.com/affiliate-sign.htm. There's a heap of
info and tools to use there. I give a commission to all my
affiliates of 75% - the highest currently available, and paid out
by 100% reliable ClickBank so you never have to worry.



Copyright ©2012 Ken Silver
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