Subject: It’s time to review your home loan

Hi Friend

Welcome to Spring, and hopefully some warmer and dryer weather.

I hope you have been keeping well (and warm).

Given the aggressive rising of rates over the past few months... and likely a couple more rate rises, wanted to reach out to you and find out what your current interest rate is, especially if it is above 3.8%pa.

I want to make sure your interest rate is still competitive. If not, I'll try to negotiate a discount or we can look at other possible options.

The lender's rates are all over the shop at the moment and many are offering some great 
rates and incentives.

Please reply back to this email and confirm what your current interest rate is.

Once I have that I will review your loan and let you know where you stand and any 
recommendations.

In the meantime, if you have any questions, please feel free to contact me directly on 
0422 482 067.

Stay warm, and I’ll speak with you soon.
PO Box 368, 3331, Bannockburn, Australia
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