Subject: COVID -19 Special 9

View this email online if it doesn't display correctly

COVID-19: News
and Updates
Special #9 - April 1, 2020

Virtual Conference Call with the Georgia Department of Labor

SBA Disaster Loan Comparison (Use the PDF attached to veiw the Comparison sheet)

COVID-19 treatment, tests could increase employers' 2020 healthcare costs by 7%
Ryan Golden/HR Dive
AUTHOR


Your Employee Tested Positive for Covid-19. 
What Do You Do?
by Alisa Cohn
March 30, 2020



WHD will post a recorded webinar on 
Friday, April 3, 2020 to help learn more 
about the FFCRA.To view the webinar visit https://www.dol.gov/agencies/whd/pandemic


Georgia Department of Public Health COVID-19 Daily Status Report 


Virtual Conference Call with the Georgia Department of Labor
Please join us this Thursday, April 2, 2020 at 10:00 AM for a virtual conference call with Georgia Department of labor Commissioner, Mark Butler. Commissioner Butler will share an overview of the expanded rules & resources recently announced by the Department as part of the state’s COVID-19 response. A summary of these expanded rules, designed to assist both employers and employees, can be found on the Chamber’s website here.

Due to the high-demand teleworking has placed on the conferencing industry, we have been asked to encourage as many of you as possible to join our call through your computer systems at the following link:

Join Zoom Meeting
https://zoom.us/j/8818044738
Meeting ID: 881 804 4738

One tap mobile
+13126266799,,8818044738# US (Chicago)
+19292056099,,8818044738# US (New York)
Dial by your location
+1 312 626 6799 US (Chicago)
+1 929 205 6099 US (New York)
+1 253 215 8782 US
+1 301 715 8592 US
+1 346 248 7799 US (Houston)
+1 669 900 6833 US (San Jose)
Meeting ID: 881 804 4738

Find your local number: https://zoom.us/u/acVyZM7Way

Questions

All questions should be submitted IN ADVANCE throughwww.sli.do using code #2957 to enter the forum. Please submit your questions by 5:00 PM on Wednesday, April 1, 2020. Questions will NOT be taken during this call.  We will work through as many as we can over the call and do appreciate your commitment to leadership as we all work toward economic recovery following this pandemic.



SBA Disaster Loan Comparison (Use the PDF attached to veiw the Comparison sheet)
S
mall business applicants can apply for Economic Injury Disaster Loans and the Paycheck Protection Program if
there are different uses of proceeds for each loan. Funds from the loans cannot be comingled.
  •  EIDL funds come directly from the U.S. Treasury. Applicants do not apply through a bank.
  • Your application to participate in the SBA Paycheck Protection Program is subject to SBA approval


HRDive

COVID-19 treatment, tests could increase employers' 2020 healthcare costs by 7%
Ryan Golden/HR Dive
AUTHOR

Ryan Golden@RyanTGolden
PUBLISHED

March 31, 2020

Dive Brief:
  • U.S. employers could see their healthcare costs increase between 4% and 7% in 2020 due to COVID-19 treatment and testing costs, according to the results of a Willis Towers Watson actuarial analysis of self-funded employers released March 26.

  • The results assume a 30% infection level of COVID-19, but Willis Towers Watson noted that the actual cost increase depends on how sick those infected with the disease become. Costs may increase further should the pandemic's U.S. impact be more severe: a 50% infection rate would translate to a cost-increase range of 5% to 7%, the firm said.

  • Costs per infected person were estimated at $250 for mild cases, $2,500 for moderate cases, $30,000 for severe cases and close to $100,000 for catastrophic cases (including those requiring intensive care). Those costs include claims for medical and prescription drugs only, Willis Towers Watson said. The firm added, however, that employers' other healthcare costs, like dental and vision care, may actually decline this year because employees will likely eliminate some discretionary care.
Dive Insight:

The costs for COVID-19 care and testing are in addition to existing cost-increase predictions for 2020, Willis Towers Watson said. Prior to the start of the epidemic, industry observers like Mercer had already projected cost increases of about 4% for 2020.

Some employers that remain open due to their essential status have looked to their benefits offerings to protect employees. Walmart, for example, began offering emergency leave for workers who are either unable to come to work or who don't feel comfortable doing so. Grocer Lidl said last week it would make new hires immediately eligible for no-cost medical benefits that cover testing and treatment related to COVID-19.

Another potential response could be increased access to telehealth services. Steering plan members to telehealth and virtual care options could reduce strain on the healthcare system as well as manage employees' non-COVID-19 health concerns, sources previously told HR Dive. Though not widely adopted prior to the pandemic, telehealth benefits were seen as a way to reduce costs among employers surveyed by the Society for Human Resource Management last year.

"Despite employers and employees taking the right precautions at this perilous time, the coronavirus continues to spread and place enormous pressure on our nation's health care system," Trevis Parson, chief actuary at Willis Towers Watson, said in the statement. "The effectiveness of our containment strategy will determine what portion of the U.S. population will become infected. And that will have an impact on additional costs, which employers will need to consider as they design and finalize their benefit strategy and plan for 2021."

While some employers offered expanded benefits to cover workers affected by the pandemic, others have decided that layoffs, reduced hours and similar actions are the only way to move forward. The pandemic has led to a skyrocketing level of unemployment claims in the U.S., and one estimate by the Federal Reserve Bank of St. Louis puts the nation's unemployment rate as high as 32% for the second quarter of 2020.

Furthermore, this trend has led to criticism of employer-sponsored healthcare by some observers, who point to rising numbers of uninsured persons as a result of the pandemic, particularly among low-wage workers.

Federal lawmakers passed three separate emergency bills aimed at addressing aspects of the pandemic with more than a few provisions that impact employers directly. The Families First Coronavirus Response Act (FFCRA) established federally mandated paid leave for private sector workers in the U.S. for the first time ever, but only among employers with fewer than 500 employees and only for limited circumstances related to COVID-19's impact.

Subsequent updates by the U.S. Department of Labor and the IRS spelled out both enforcement of the FFCRA as well as tax credits available to employers that provide the law's emergency leave. Self-funded employers tend to be larger in size, although some small businesses impacted by the FFCRA are self-funded, according to 2018 data from the U.S. Department of Health and Human Services.

Finally, the third emergency bill passed by Congress allows for high-deductible health plans (HDHPs) with a health savings account to cover telehealth services prior to a patient reaching the deductible. Prior to the bill's passage, the IRS informed employers that HSA-eligible HDHPs could be used to pay for COVID-related testing and treatment "without jeopardizing their status."


Your Employee Tested Positive for Covid-19. What Do You Do?
by Alisa Cohn
March 30, 2020



All leaders are trying to find their footing right now. You are probably shoring up your business plan, situating your team, and juggling your own constellation of remote working arrangements — possibly alongside your spouse and children. On top of that, you
will face a test you probably couldn’t have imagined a few weeks ago: When one of your employees tells you they have tested positive for Covid-19. If you haven’t dealt with thatalready, you almost certainly will.

This is a particularly complex challenge. Not only does the moment call for sensitivity and humanity, but it also requires you to act quickly as a manager. As an executive coach, I have coached many senior leaders on high-stakes topics that, like this, require both
decisive action and emotional intelligence. Here are my recommendations for how to approach this situation, whether your employees are currently working from home or continuing to go into a workplace:

First, when the employee brings you the news, express sympathy. Even if the person’s symptoms are mild, they are likely to be anxious about what might happen or whether they might have spread the virus to their family or coworkers. Let the employee share their feelings. As you talk with them, clearly communicate that they can count on you and the team to be supportive. You could say, for example: “I know that this is a scary thing to deal with. I am here for you if you need to talk, and certainly I understand that you may not be able to work for a little while or that your productivity may go down. Don’t worry about that, I understand what you’re dealing with.” 

Next, connect with your HR partner. You need to act quickly to minimize the risk of the disease spreading. At this point, most HR departments should have some protocols in place, and you will want to utilize their support and guidance.

Minimally, you will need to ask the employee which coworkers they have been in “close contact” with within the prior two weeks. (The CDC defines “close contact” as “a person that has been within six feet of the infected employee for a prolonged period of time.”) If everyone in your company has been working from home during the last two weeks, this may be unlikely, but you should still ask if the infected person had contact with any coworkers. You should alert those who have been in close contact with the employee as soon as possible, repeat the advice given on the CDC site for their situation
and, of course, direct them to their own doctors. The law is clear about confidentiality here: You should tell everyone who was possibly exposed at work to the positive employee without revealing that employee’s identity.

Then, decide whether you or the HR partner should connect with any close contacts the employee has had. Since this is a sensitive topic, it’s ideal to alert the coworkers by video or phone. But time matters here — if you can’t reach them personally, email them
with “important action required” in the subject heading.

Either way, your message is the same: “Someone in our workplace has tested positive for Covid-19, and they have identified you as a close contact according to the CDC definition. We are here to support you. If you are at work, please prepare to leave as quickly as you can. Once you get home — or if you are already working from there — find a place to self-isolate, monitor yourself for any symptoms, and talk to your doctors. How can I support you in doing all this?”

You can expect people in the close contact group to be nervous and ask a lot of questions, especially if it’s the first time they are receiving such news. Since several days have passed between their exposure to the Covid-positive colleague, they may ask you if
their family is at risk. Don’t speculate. You are not a doctor, Instead, refer them to their own physician and to the CDC website. What you can do is reassure them that the company, and you, will be supportive. 

Follow up this conversation by email. It’s likely that the person you were talking to was feeling overwhelmed and did not catch everything you said. A written follow-up is always
good practice, if only to help keep track of this process inside of your company. 

Once you have spoken with both the employee who tested positive and their close contacts, consider alerting others in the workplace. The message you send here will showcase how your company treats people, so it’s important to be transparent and
calming.

The ways you communicate this can vary. If the company is a startup with a few hundred employees, it may be appropriate to communicate the news to everyone in an all-hands
meeting. If your company is much larger, it’s most important to communicate to the affected department or division. Respect the confidentiality of both the positivetested employee and anyone in the close-contact group. Then simply give them the facts: “The person tested positive on a certain date and is now self-isolating. The close contacts have been told and were asked to leave the workplace and self-isolate. If you were not already told you were a close contact, then you are not one. If you have questions about Covid-19 or your situation please call your doctor and look at the CDC website. The company is here to support everyone during this difficult time, and we all send our best wishes to the people affected.” 

Finally, it is helpful for a senior leader, including the CEO, to check in on an employee affected by the coronavirus. In the past week, a CEO I coach has called every one of their employees who tested positive and their close contacts — even if they were
showing no symptoms — just to check in, a gesture they universally appreciated. If the cases at your company start to increase dramatically, it will not be realistic for the CEO to call all these people. However senior leaders can and should step in to make as many calls as possible so employees who are affected feel cared for during a difficult time. 

These are not easy times for anyone, and it is a crucial job of leaders to reassure their employees and keep up their spirits. An employee who reports a positive Covid-19 test
requires a sensitive and rapid response. That will help everyone who works for you feel more secure and be more able to focus on the important work at your company right now.

Alisa Cohn is an executive coach who specializes in work with Fortune 500 companies and prominent startups, including Google, Microsoft, Foursquare, Venmo, and Etsy. Learn more at alisacohn.com.



Today, the U.S. Department of Labor announced new action regarding how American workers and employers will benefit from the protections and relief offered by the Emergency Paid Sick Leave Act and Emergency Family and Medical Leave Expansion Act, both part of the Families First Coronavirus Response Act (FFCRA). The Department’s Wage and Hour Division (WHD) posted a temporary rule issuing regulations pursuant to this new law, effective today, April 1, 2020.

FFCRA helps the United States combat the workplace effects of COVID-19 by reimbursing American private employers that have fewer than 500 employees with tax credits for the costs of providing employees with paid leave for specified reasons related to COVID-19. The law enables employers to keep their workers on their payrolls, while at the same time ensuring that workers are not forced to choose between their paychecks and the public health measures needed to combat the virus. WHD administers the paid leave provisions of the Emergency Paid Sick Leave Act and Emergency Family and Medical Leave Expansion Act.


WHD will post a recorded webinar on Friday, April 3, 2020 to provide interested parties a more in-depth description and help them learn more about the FFCRA.


WHD invites webinar viewers to call the agency’s toll-free help line at 866-4US-WAGE to speak with a trained WHD professional about any questions they may have.

WHD offers a number of plain-language compliance assistance materials to explain the FFCRA’s benefits and requirements. Tools include a Fact Sheet for Employees and a Fact Sheet for Employers, available in both English and Spanish, and an expansive list of Questions and Answers addressing the questions WHD has most frequently received from stakeholders to-date. Available guidance also includes two new posters, one for federal workers and one for all other employees, available in both English and Spanish, that will fulfill notice requirements for employers obligated to inform employees about their rights under this new law, Questions and Answers about posting requirements, and a Field Assistance Bulletin describing WHD’s 30-day non-enforcement policy.

WHD provides additional information on common issues employers and employees face when responding to COVID-19 and its effects on wages and hours worked under the Fair Labor Standards Act and job-protected leave under the Family and Medical Leave Act at https://www.dol.gov/agencies/whd/pandemic.


For more information about the laws enforced by the WHD, call 866-4US-WAGE, or visit www.dol.gov/agencies/whd. For further information about COVID-19, please visit the U.S. Department of Health and Human Services’ Centers for Disease Control and Prevention.




Georgia Department of Public Health COVID-19 Daily Status Report

Today’s significant increase in cases is in part due to additional laboratories reporting to DPH, and also improvements in electronic reporting from other laboratories. Patient information is often incomplete and DPH works to complete the records, so data will change over time.

Georgia Department of Public Health COVID-19 Daily Status Report For: 04/01/2020

These data represent confirmed cases of COVID-19 reported to the Georgia Department of Public Health as of 04/01/2020 11:28:26.
A confirmed case is defined as a person who has tested positive for 2019 novel coronavirus
.

COVID-19 Confirmed Cases: No. Cases (%)
Total 4638 (100%)
Hospitalized 952(20.53%)
Deaths 139 (3%)


Visit website for more information:


All Websites Links we have used for Employer Information about COVID-19 updates


Georgia Employers' Association
Georgia Employers' Association, 577 Mulberry Street, Suite 710, 31201, Macon, United States
You may unsubscribe or change your contact details at any time.