Subject: The 2 types of people recessions hurt the most....


Ignorance is bliss? Not always.



Here's who will get hurt the most:



The arrogant(ill-informed)...the lazy...the over-leveraged...



The over-leveraged/ill-informed:



Over-leverage applies to any profession:



You may afford your lifestyle now, but if mortgage rates skyrocket or you suddenly had a baby or an accident...your threshold of affordability is broken...



..and no one could/would hire you because they're conducting layoffs of their own...



The lazy:



Safe in a job because you're a specialist?



What if raises don't keep up the rate of inflation...your employers may not pay you enough to keep your lifestyle...



You can be ill-informed and still not be arrogant...you can be over-leveraged and not be aware,



You may not see the problem till it's too late...



If you'd like to learn more, REPLY back and let me know.



Chat soon,

Ron & Carole


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