Subject: Home equity is at a record. Why aren’t more owners tapping it?

Home equity is at a record. Why aren’t more owners tapping it?

March 19th, 2020 at 12:42 pm EST

Home equity is at a record. Why aren’t more owners tapping it? ...

Mortgage rates were already at record lows. Now they could go even lower !

March 6th, 2020 at 9:57 am EST

Mortgage rates were already at record lows. Now they could go even lower An emergency rate cut from the Federal Reserve, the 10-year Treasury bond yield at historic lows -- if you've been waiting to refinance or buy a home, it appears y ...

US mortgage rates hit 3-year low

February 11th, 2020 at 2:31 pm EST

US mortgage rates hit 3-year low Mortgage rates have hit their lowest level in more than three years, which could provide a boost to the country’s housing market heading into spring. The 30-year fixed-rate average fell to 3.45 percent, ...

Mortgage rates sink to lowest level in three months

January 24th, 2020 at 7:56 pm EST

Mortgage rates sink to lowest level in three months Mortgage rates fell to three-month lows and are expected to remain there in the near term. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average fell to 3.6 p ...

No, Your Down Payment Doesn't Have to Be 20 Percent

January 20th, 2020 at 4:49 pm EST

No, Your Down Payment Doesn't Have to Be 20 Percent Making the decision to buy a home is one of life’s biggest. And paying for it is one of life’s biggest expenses. “It can be very scary at first, being a single woman on one income ...

5 ways the housing market will surprise us all in 2020

January 13th, 2020 at 9:15 pm EST

5 ways the housing market will surprise us all in 2020 In my three decades in the financial markets, I’ve come to ex ...

5 Advantages of Owning Your Home

November 14th, 2019 at 4:28 pm EST

5 Advantages of Owning Your Home You’ve spent years handing over your hard-earned cash to a landlord. But what do you really have to show for it? Life as a renter can be frustrating, as well as expensive. But is the huge financial commitment of hom ...

Should you prepay your home loan or make new investments? The answer may surprise you

October 29th, 2019 at 12:32 pm EST

Should you prepay your home loan or make new investments? The answer may surprise you Invest or repay? This is a question that never has an off-season. Here’s an example. A reader mailed me, saying that he has a housing loan on which he is paying a ...

5 Ways to Get a Lower Mortgage Rate

October 15th, 2019 at 12:12 am EST

5 Ways to Get a Lower Mortgage Rate ou’re in the market for a new home—but before you approach the bank about a mortgage, it’s good to know how low you can realistically go. Here, some things you can do up front to secure a better mortgage rate ...

How to buy a house, from mortgage pre-approval to closing

September 23rd, 2019 at 11:37 am EST

How to buy a house, from mortgage pre-approval to closing Buying a house is no walk in the park. It takes a lot of organization, careful thought and, of course, money. But if you're serious about becoming a homeowner, you need to get prepared for the ...